Roofing Financing Options

Don't let budget delay a necessary repair or replacement. Flexible payment plans starting as low as $99/month for qualified applicants.

Financing Partners

Flexible Payment Plans for Every Budget

We partner with GreenSky® and Hearth to offer competitive financing options — so you can protect your home now and pay over time.

0%
APR for 12–18 months

Interest-Free Plan

Pay nothing in interest if paid in full within the promotional period. Best for homeowners who prefer to manage payments on their own timeline.

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84
months / 7-year term

Extended Plan

Maximum flexibility for larger projects. 84-month terms with competitive rates for homeowners who want the lowest possible monthly payment.

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Why Finance?

Benefits of Roofing Financing

Protect Your Home Now

A failing roof causes exponentially increasing damage every month you wait. Financing lets you stop the damage immediately while spreading the cost over time.

Preserve Your Cash Reserves

Keep your savings intact for emergencies, investments, and life's other expenses. A roof payment fits into your monthly budget without depleting reserves.

Invest in Quality

Financing allows you to choose the right material for your long-term needs — like a metal roof that lasts 50 years — instead of settling for the cheapest option.

Fast Approval

Get pre-qualified in 2–3 minutes online with no hard credit pull. Most applicants receive a decision the same day and can schedule installation within the week.

No Prepayment Penalties

Pay off your loan early at any time without penalty. Pay down when you can, but know you have the flexibility of monthly minimums.

Potential Tax Benefits

In some cases, energy-efficient roofing upgrades may qualify for federal tax credits. Consult your tax advisor about available deductions.

Getting Started

How to Apply

1

Get Your Estimate

Schedule a free roof inspection and receive your detailed written estimate. This is the amount you'll finance.

2

Choose Your Plan

Select the financing term and product that fits your budget. We'll walk you through the options.

3

Pre-Qualify Online

Complete a quick 3-minute online application. Soft credit check — no impact to your score until you accept.

4

Sign & Schedule

Once approved, sign your financing agreement and we schedule your installation — often within days.

Financing Disclosure: All financing is subject to credit approval. Terms and rates vary based on creditworthiness, loan amount, and selected term. APR ranges from 0% promotional to 29.99%. Financing offered through GreenSky® and Hearth, subject to their terms and conditions. S&K Roofing Austin is not a financial institution.

Don't Wait — Get Your Roof Financed Today

Apply in minutes. Get pre-qualified with no hard credit pull. Protect your home now.